Terms of Use | Sprint Finance

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Welcome to Sprintfinance.com, the “Site”. The Site is a copyrighted work belonging to Sprint Finance (“Company”, “we”, “our”, or “us”). Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features.

These Terms of Use describe the legally binding terms and conditions between the Site and a site user (referred to as “You”, “Your”, “User”, “Users”, “Website User”). All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

WE ARE NOT A LENDER, and it does not represent any type of financial entity or organization. It also doesn ‘t make credit judgments, manufacture financial products, or provide financial services. The company offers a search and match service, and it has contracts with both financial institutions and independent third-party lenders who offer credit products. Thus, the Company is able to link its lender network with Website visitors. A Website User must complete the web-based application form in order to obtain access to the services of contracted third-party lenders and financial institutions.

We highly advise all Website Users to read this Terms and Conditions of Use page, as continued use of the Site and its services, as well as the input of personal information, implies that you have read and understood this agreement (and all other regulations listed on this Website, including the Privacy Policy).

Eligibility

BY USING THE SITE, YOU ARE BEING COMPLIANT THAT THESE TERMS and you represent that you have the authority and capacity to enter into these Terms. YOU SHOULD BE AT LEAST 18 YEARS OF AGE TO ACCESS THE SITE OR THAT YOU ARE AT LEAST THE MINIMUM AGE THAT IS REQUIRED IN YOUR STATE AND ARE A LEGAL RESIDENT OF THE UNITED STATES. IF YOU DISAGREE WITH ALL OF THE PROVISION OF THESE TERMS, DO NOT LOG INTO AND/OR USE THE SITE. Not all Services are accessible in every region. Our affiliates and lending partners will make the final decision on your eligibility for Services.

Please quit the pages and stop using the Website if You do not agree with the terms contained in these Terms and Conditions of Use.

Company Services

As previously stated, the Company is neither a lender nor a credit decision maker. Rather, it promotes connections between Website Users and independent third-party lenders. The lenders may provide short-term loans of up to $1,000 to Site Users. State restrictions determine the actual amount of loans accessible. Because the Company does not make credit decisions (they are made by third-party lenders), it is up to the loan providers to approve or deny Your request.

Besides, the loan providers determine the terms and amounts of the loan products available. These judgments are made on an individual basis, taking into consideration a variety of criteria. When you are paired with a lender, the company cannot guarantee that your loan request will be approved. Additionally, the Company cannot guarantee that the lender will grant You the loan amount you want or that you will get the terms you want. Loans of $1,000 are not available from all of our contracted lenders.

If You have any concerns about a specific loan offer or about short-term financing in general, we recommend that You seek expert advice and consultation. This could cost you credits, and it is only practical when utilized for a short length of time and under reasonable conditions. Please keep in mind that the Company has no control over the terms of any specific credit product or loan offer. As a result, the Company is not liable for the decisions made by third-party lenders. Furthermore, the Company is unable to give details on any individual credit transaction.

By continuing to use the Site, You:

Subject to these Terms. Company grants you a non-transferable, non-exclusive, revocable, limited license to access the Site solely for your own personal, noncommercial use.

Certain Restrictions. The rights approved to you in these Terms are subject to the following restrictions: (a) you shall not sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site; (b) you shall not change, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Site; (c) you shall not access the Site in order to build a similar or competitive website; and (d) except as expressly stated herein, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means unless otherwise indicated, any future release, update, or other addition to functionality of the Site shall be subject to these Terms. All copyright and other proprietary notices on the Site must be retained on all copies thereof.

Company reserves the right to change, suspend, or cease the Site with or without notice to you. You approved that the Company will not be held liable to you or any third-party for any change, interruption, or termination of the Site or any part.

No Support or Maintenance. You agree that the Company will have no obligation to provide you with any support in connection with the Site.

Excluding any User Content that you may provide, you are aware that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and its content are owned by Company or Company’s suppliers. Note that these Terms and access to the Site do not give you any rights, title or interest in or to any intellectual property rights, except for the limited access rights expressed in Section 2.1. Company and its suppliers reserve all rights not granted in these Terms.

Third-Party Links & Ads

The Site may contain links to third-party websites and services, and/or display advertisements for third-parties. Such Third-Party Links & Ads are not under the control of Company, and Company is not responsible for any Third-Party Links & Ads. Company provides access to these Third-Party Links & Ads only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Links & Ads. You use all Third-Party Links & Ads at your own risk, and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Links & Ads, the applicable third party’s terms and policies apply, including the third party’s privacy and data gathering practices.

Disclaimers

The site is provided on an “as-is” and “as available” basis, and company and our suppliers expressly disclaim any and all warranties and conditions of any kind, whether express, implied, or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. We and our suppliers make no guarantee that the site will meet your requirements, will be available on an uninterrupted, timely, secure, or error-free basis, or will be accurate, reliable, free of viruses or other harmful code, complete, legal, or safe. If applicable law requires any warranties with respect to the site, all such warranties are limited in duration to ninety (90) days from the date of first use.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Some jurisdictions do not allow limitations on how long an implied warranty lasts, so the above limitation may not apply to you.

Indemnification

You are holding the Company and its parent company, all affiliates, and individual members, subsidiaries, employees, directors, agents, co-partners, and bankers harmless by continuing to use the Site and the Company’s services. You agree not to bring any liabilities or claims against the Site as a result of: i) Your inappropriate or improper use of the Site, ii) Your violation of these Terms and Conditions of Use, or iii) any disagreement between You and a third party. If You file a claim or a disagreement, the terms of this clause may be invoked.

Limitation on Liability

To the maximum extent permitted by law, in no event shall company or our suppliers be liable to you or any third-party for any lost profits, lost data, costs of procurement of substitute products, or any indirect, consequential, exemplary, incidental, special or punitive damages arising from or relating to these terms or your use of, or incapability to use the site even if company has been advised of the possibility of such damages. Access to and use of the site is at your own discretion and risk, and you will be solely responsible for any damage to your device or computer system, or loss of data resulting therefrom.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Term and Termination. Subject to this Section, these Terms will remain in full force and effect while you use the Site. We may suspend or terminate your rights to use the Site at any time for any reason at our sole discretion, including for any use of the Site in violation of these Terms. Upon termination of your rights under these Terms, your Account and right to access and use the Site will terminate immediately. You understand that any termination of your Account may involve deletion of your User Content associated with your Account from our live databases. Company will not have any liability whatsoever to you for any termination of your rights under these Terms.

Copyright Policy.

Company respects the intellectual property of others and asks that users of our Site do the same. In connection with our Site, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination of users of our online Site who are repeat infringers of intellectual property rights, including copyrights. If you believe that one of our users is, through the use of our Site, unlawfully infringing the copyright(s) in a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification (pursuant to 17 U.S.C. § 512(c)) must be provided to our designated Copyright Agent:

  • your physical or electronic signature;
  • identification of the copyrighted work(s) that you claim to have been infringed;
  • identification of the material on our services that you claim is infringing and that you request us to remove;
  • sufficient information to permit us to locate such material;
  • your address, telephone number, and e-mail address;
  • a statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and
  • a statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.

Please note that, pursuant to 17 U.S.C. § 512(f), any misrepresentation of material fact in a written notification automatically subjects the complaining party to liability for any damages, costs and attorney ‘s fees incurred by us in connection with the written notification and allegation of copyright infringement.

Check out our Privacy Policy

Contact Information

Email: hello@sprintfinance.co.nz